XRP$1.3400

24h+0.56%

Mkt cap$84.29B

Spot vol$2.71B

DEX 24h$1.05M

AMM liq.$28.9M

Fear53

01 · Tape

$1.3400

+0.56%24h

XRP · rank 5 · CoinGecko 15 Oct 2026, 16:18 UTC

1h
+1.10%
7d
−4.66%
30d
−3.40%
1y
−45.68%
From ATH
−63.39%
ATH
$3.65

Crypto fear and greed is 53, neutral, while the XRP tape reads 46, neutral: the token is −4.66% on the week even as spot ETFs still show a $8.90M five-day inflow and a 13-week streak. Labeled venues hold 22.42B XRP. Evernorth reports 473 million XRP; wallets under that name show 87.88M XRP. The rest is not in a disclosed DeFi pool.

Market cap

$84.29B

CoinGecko

Fully diluted

$133.51B

Max 100.00B XRP

24h volume

$2.71B

Spot, all venues

Circulating

63.13B XRP

CoinGecko definition, not raw ledger

Price

Session range $1.2900 – $1.3400

Low $1.2900High $1.3400

Price alerts

Stored on this device. They fire when the live print crosses the level.

02 · Wire

Announcements on the XRP tape

Headlines tagged XRP at Cointelegraph. Stories that never mention XRP, Ripple, the ledger, RLUSD, or Evernorth are dropped. This is a wire, not a confirmation.

03 · XRPL DEX

Order book plus native AMM

Liquidity and fees sit in protocol AMM pools, not in a smart contract. Figures are USD marks on the pools with the most 24-hour volume.

AMM liquidity

$28.9M

31,486 pools

Volume 24h

$1.05M

7d $4.55M

Fees 24h

$4.1K

7d $19K

Vs CEX spot

0.04%

AMM 24h volume against CoinGecko spot volume

Pool24h volumeLiquidityFeesAPYTradesFee
RLUSD / XRP$455K$3.65M$9329.3%2,2160.205%
BCHAMP / XRP$135K$299K$1.4K165.2%1,8951.000%
FUZZY / XRP$90K$1.06M$57319.7%5570.633%
PHNIX / XRP$36K$368K$878.7%1,0970.240%
ARMY / XRP$39K$460K$00.0%9480.000%
RLUSD / WLBN$3.1K$51K$1511.0%880.500%
USDC / XRP$40K$205K$397.0%1,9610.097%
DROP / XRP$22K$171K$8518.0%9940.393%

Data by xrpl.to. APY is their 24-hour fee yield, not a promise. Pool links open the AMM account on XRPSCAN.

04 · Sentiment

Two readings, on purpose

Alternative.me scores the whole crypto market. The XRP tape is a desk model: it only looks at XRP’s 7-day and 30-day returns, plus whether spot ETFs were taking money in.

Crypto fear & greed

Alternative.me
53Neutral

Last 30 daily prints. 0 is extreme fear, 100 is extreme greed.

XRP tape

Desk model
46Neutral
  • Start at neutral50
  • 7-day return × 1.4-6.5
  • 30-day return × 0.6-2.0
  • 5-day ETF flow, capped ±15+4.5

A rising token with ETF outflows can still print fear. This is not an official index and it is not a trade signal.

05 · Spot ETFs

Who bought the last session

US spot products. Figures are the 14 Oct 2026 session, republished from SoSoValue. Issuer rows are rounded. The headline cumulative is the publisher print, not a sum of the rounded rows.

14 Oct net

+$740K

Bitwise only

5-day net

+$8.90M

Three of those days were zero

Assets

$1.51B

$24.9M traded that day

Since launch

+$1.80B

13 straight inflow weeks

Daily net flow

USD millions · creations above zero, redemptions below

Fund14 OctPast monthCumulativeAssetsShare of AUM
+$740K+$69.0M+$688.5M$557.7M
37%
$0+$30.0M+$509.2M$396.6M
26%
$0−$3.90M+$486.8M$325.5M
22%
$0−$3.80M−$21.2M$142.3M
9%
$0$0+$145.4M$86.7M
6%

21Shares (TOXR) is the only fund with a negative life-to-date flow. Grayscale (GXRP) has not printed a daily move in this window. Past-month splits are rounded publisher estimates and sum to about +$91.0M.

06 · Where the coins sit

Labeled wallets, not a guess

Sum of named accounts in the XRPSCAN rich list. Omnibus wallets without a public label are missing, so venue totals are a floor. Read live from XRPSCAN at 15 Oct 2026, 16:12 UTC.

Venues

22.42B XRP

723 labeled wallets

Ripple liquid

4.12B XRP

Outside escrow

Ripple escrow

35.40B XRP

Labeled escrow objects

  • Upbit

    Exchange or broker · 13 wallets

    6.43B XRP

    $8.62B

  • Coinbase

    Exchange or broker · 343 wallets

    5.81B XRP

    $7.78B

  • Binance

    Exchange or broker · 146 wallets

    2.73B XRP

    $3.66B

  • Bithumb

    Exchange or broker · 3 wallets

    1.85B XRP

    $2.48B

  • Uphold

    Exchange or broker · 22 wallets

    1.75B XRP

    $2.35B

  • bitbank

    Exchange or broker · 2 wallets

    578.93M XRP

    $775.8M

  • Coincheck

    Exchange or broker · 2 wallets

    553.88M XRP

    $742.2M

  • eToro

    Exchange or broker · 2 wallets

    492.58M XRP

    $660.1M

  • Kraken

    Exchange or broker · 13 wallets

    479.76M XRP

    $642.9M

  • Crypto.com

    Exchange or broker · 2 wallets

    342.36M XRP

    $458.8M

  • Coinone

    Exchange or broker · 3 wallets

    318.05M XRP

    $426.2M

  • bitFlyer

    Exchange or broker · 94 wallets

    192.23M XRP

    $257.6M

07 · Evernorth

The treasury, and where it is not

Reported XRP

473.00M XRP

Company, 14 Oct 2026

Marked here

$633.8M

Was about $648.0M on 14 Oct

Named on-ledger

87.88M XRP

$117.8M

Not under that name

385.12M XRP

Likely inside BitGo custody

  1. 01 · Done

    Listed

    Business combination with Armada Acquisition Corp. II closed. Nasdaq ticker XRPN opened 12 Oct 2026. The raise, cash plus XRP in kind, was described as over $1 billion.

  2. 02 · Now

    In custody

    473 million XRP reported, held at BitGo, plus about $300 million gross cash. Yield has not started. The tokens are idle relative to DeFi.

  3. 03 · Next

    Institutional book

    Q4 2026 strategies with Ripple, Kraken, Coinbase, and BitGo: covered calls, cash-secured puts, and lending XRP to institutions. Size undisclosed.

  4. 04 · Gated

    XRPL DeFi

    Direct allocation to on-ledger lending and credit only after validators activate those features and they prove out in production. Not this quarter’s starting point.

Partners

  • Ripple

    Institutional execution

    Named 14 Oct 2026 as a first-wave counterparty. This is not a transfer of the treasury to Ripple, and no allocation size was published.

  • Kraken

    Institutional execution

    Named for the same Q4 book. Separate from Kraken’s own customer XRP wallets on the rich list.

  • Coinbase

    Institutional execution

    Named for the same Q4 book. Separate from the billions of XRP already labeled as Coinbase exchange wallets.

  • BitGo

    Custody and execution

    The company says the whole XRP treasury is in BitGo custody, and that BitGo will also execute strategies. Most of the 473 million will not show up under the name Evernorth.

What they said they will do

  • Covered calls

    Opening

    Institutional venues, via the four partners

    Q4 2026

    Named in the company’s plan. No strikes, expiries, or notional have been published.

  • Cash-secured puts

    Opening

    Institutional venues, funded by the cash sleeve

    Q4 2026

    The cash sleeve is about $300 million of gross proceeds at the 9 Oct close, before expenses. Not an XRP sale.

  • Lending XRP to institutions

    Opening

    Ripple, Kraken, Coinbase, BitGo

    Q4 2026

    Off-ledger. Counterparties are named. Books, rates, and haircuts are not.

  • XRPL native lending

    Not available

    XRP Ledger, after validators turn it on

    After mainnet lending

    Evernorth says on-ledger DeFi waits until lending and credit are live and proven. That gate is still shut.

  • On-chain credit markets

    Not deployed

    XRP Ledger DeFi

    Later phase

    No protocol, pool, or transaction has been disclosed. This desk does not invent one.

  • Staking

    Will not

    Nowhere

    —

    XRP is not proof-of-stake. The company has said it will not stake the treasury.

Accounts the rich list actually names Evernorth

2 wallets. Balances move. The 473 million figure does not come from these two lines — it comes from the company.

BitGo’s roughly $250 million insurance policy is shared across clients. A filing put that cover at about 36.9% of the XRP value on 9 Oct 2026.

Former co-chief investment officer, Coinbase Asset Management. Named 12 Oct 2026.

08 · Supply

One hundred billion, several definitions

CoinGecko circulating supply excludes more than just escrow. The bars below are labeled rich-list buckets against the 100 billion cap. They do not overlap: escrow is separate from liquid balances.

CoinGecko circulating

63.13B XRP

Their float definition

Not in Ripple escrow

64.60B XRP

Cap minus labeled Ripple escrow

Reported treasury

473.00M XRP

Not added into the bars

  • Ripple escrow

    35.40B XRP 35.4%

    Locked on labeled Ripple accounts

  • Ripple liquid

    4.12B XRP 4.1%

    Spendable, still Ripple-labeled

  • Exchanges and brokers

    22.42B XRP 22.4%

    Labeled venue wallets only

  • Founders

    3.83B XRP 3.8%

    Chris Larsen and Arthur Britto, as labeled

  • Evernorth, named wallets

    87.88M XRP 0.1%

    Not the 473M company report

  • Other labeled

    201.98M XRP 0.2%

    Custody, ecosystem, and the rest of the named list

  • Everyone else

    33.94B XRP 33.9%

    Unlabeled wallets, smaller accounts, burned dust

09 · Ledger

The network under the price

Validated ledger

107,676,224

Age 0s

Base fee

0.00001 XRP

Per transaction, before load

Reserve

1 XRP

+ 0.2 XRP each extra object

Quorum

28

Validations required

rippled

3.4.1

Reporting server

Server time

UTC

2026-Oct-15 16:19:40.601262 UTC

XRP finalizes in a few seconds by federated consensus, not mining and not staking. A fraction of a drop is burned on every transaction. That is why the company treasury cannot “stake for yield” the way a proof-of-stake treasury can — the yield plan is options, loans, and, later, ledger-native credit.